The Loans Book Author:John Marshall, Tony Peers This is a short guide for the "ordinary" home owner and home buyer to the tricks and pitfalls of acquiring a loan. It clearly and simply discusses how to get the best deal from the bank, explains how banks calculate interest and, with the aid of simple equations, spells out how to calculate repayments. The reader is shown that financial institut... more »ions are out to make money, by selling home loans, and that these institutions are in strong competition with each other. By using the information contained in this book, consumers should gain the confidence to shop around for the best deal.« less