The precepts of this book are excellent and are similar to other books with a conservative and practical perspective towards living within your means and building up financial stability (Dave Ramsey's books, for example.) This slim volume would be a perfect gift for newlyweds or the newly graduated just starting a career. Or maybe even better for someone who has been struggling with making ends meet for a few years. Wish I had read something like this and heeded it in my 20s rather than in my late 40s.

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