This is an excellent resource to have on hand when you need to clean up and or really fix your credit! Lot of tips that I didn't think of because you don't think you can fix your credit report. This book comes with as CD-ROM that provides forms, worksheets and sample letters to help you handle debts, clean up your credit file and avoid overspending. These are the key points in this book:
Assess your debt situation
Correct errors and improve your credit report and score
Choose the best repair strategy for your situation
Prioritize your debts
Negotiate with creditors to reduce debts
Add positive information to your credit report
Avoid identity theft and credit scams
Reduce mortgage debt through new government programs
Build a solid credit history
Remember, it takes time to fix your credit report. Don't expect it to be done overnight, even though you wish you could.
Assess your debt situation
Correct errors and improve your credit report and score
Choose the best repair strategy for your situation
Prioritize your debts
Negotiate with creditors to reduce debts
Add positive information to your credit report
Avoid identity theft and credit scams
Reduce mortgage debt through new government programs
Build a solid credit history
Remember, it takes time to fix your credit report. Don't expect it to be done overnight, even though you wish you could.
